If you work with tools for a living and you want the security and protection of knowing that your professional investments are covered then you need Pro-TEC. This insurance policy includes automobile mechanics and other service technicians whose livelihood depends on their tools to get the job done.
Custom Protection:
Professional technicians and mechanics have very limited coverage for their tools and equipment on their employers insurance policy, and basically none on their homeowners policy, which is not good news considering the average technician invests an average of $10,000 to $50,000 in their toolbox, tools and equipment.
Many professional technicians are not even aware that existing coverage levels are insufficient. With the Loss of Income Coverage clause included in every Pro-TEC Policy, technicians are covered in the event of a loss even when their tools or equipment cannot be replaced for 30 days.
Pro-TEC Tool and Equipment Coverage is Americas one-of-a-kind tool protection insurance. Pro-TEC Insurance Program is underwritten by an A Rated Excellent Domestic Insurance Company by AM Best.
Servicing of this policy is provided by CPM Insurance Services, Inc., based in Cheshire, CT.